During your stay in Guangzhou, you have multiple payment options including mobile payment, foreign currency exchange, bank account services, etc. 

1. Mobile payment 

WeChat: WeChat is a popular mobile payment platform widely used in China. It allows you to make payments, transfer money, and even pay utility bills using your linked bank account or WeChat wallet. It accepts international credit cards, including Visa, DJN, JCB and Mastercard. 

Scan here to learn how to link your international credit card to WeChat Pay in 3 steps. 

Alipay: Alipay is another popular mobile payment platform in China, like WeChat. It offers similar features and allows you to make payments, transfer money, and even invest in various financial products. 

Scan here to learn how to travel around with Alipay 

2. Foreign Currency Exchange 

Under the Regulations of the People's Republic of China on the Administration of Foreign Exchanges, foreign currencies cannot be used for circulation, pricing, or account settlement within China. Nevertheless, you can convert several currencies, such as the US Dollar, Pound, Euro, Canadian Dollar, Hong Kong Dollar, Macao Pataca, and Franc, into Chinese Yuan (RMB) at designated banks like the Bank of China and Industrial and Commercial Bank of China. 

3. Bank Account Services 

Having a Chinese bank account can greatly enhance your convenience and simplify your life in China. International students can apply for a bank card by taking their passport and admission notice to the bank and submitting the application. Typically, it takes approximately one week to receive the card after successfully submitting the application. 

4.  ATM 

For international students studying in Guangzhou, accessing cash and managing their finances are essential. Fortunately, the city offers a well-developed network of ATMs that cater to the needs of international students. 

ATMs in Guangzhou are widely available and can be found in various locations, including major shopping centers, commercial areas, and near university campuses. International students can use these ATMs to withdraw cash, check account balances, and perform other banking transactions. 

Note 

In case of a lost or stolen bank card, promptly report it to your bank. Keep a record of your card details and emergency contact numbers to facilitate the reporting process. Most banks have a 24/7 hotline for reporting lost or stolen cards.